Controversial opinion: you don’t need motivation to pay off your debts… you need a plan.
Now hear me out. Motivation is always good. It’s nice to have that push of feeling excited and hopeful. But the truth is.. You’re not always going to feel like that. So what happens when you don’t? Are you going to just give up?
That’s why you need a plan and not just vibes.
And this goes for all your goals - financial, fitness, life.. You need to know what you want to achieve, make a plan to get there and then stick to the plan even when you don’t feel like it.
That’s why I use a spreadsheet to help me pay off my debts as quickly and manage my cash flow. Get it now when you sign up for Debt Do Over. Click here to access!